We offers online loans for businesses with an unrivaled advantage.

In these moments where everything takes a lot of time and paperwork, it offers response time in a short time.

 

Who can hire an online loan?

Who can hire an online loan?

We can contract loans for businesses, our companies and industries that are in full growth, for your working capital needs of any kind.

 

How much money do we lend and at what time?

How much money do we lend and at what time?

We offers online loans from $ 50,000 to $ 1,000,000 Mexican pesos.

Payment terms are between 1 and 12 months in weekly or biweekly installments.

 

How do I pay for the loan?

How do I pay for the loan?

For payments, the methodology used is through direct debit to your bank account.

There is also the possibility of doing so by bank transfer to our account on each payment date.

 

What requirements do I need to apply for a business loan?

To request credit for your business you must:

  • Have a legally constituted company
  • Have a bank account
  • At least 6 months of operation.

How is the process to apply for a business loan?

How is the process to apply for a business loan?

To request a credit for your business you must perform the following steps:

  1. Enter the our portal
  2. Create an account (can be through Facebook, LinkedIn, or directly on the platform mentioned in point 1)
  3. Complete the data about you and about the company (basic financial data such as approximate annual sales, profit, assets and balance that you keep in banks).
  4. Once you fill in the information, we analyzes your data
  5. You receive an answer If the loan response is positive, you will be asked to upload your legal documentation (minutes and powers of attorney where specified by the legal representative of the company) and financial documentation (copies of bank balances and financial statements).
  6. If all the information you provide matches the documentation, you receive the money to your account within 24 hours.

Do you consult the Credit Bureau to grant loans?

Yes, we consults the Credit Bureau of the company and the legal representative.

However, unlike banks, this only forms part of the analysis, but other parameters are also analyzed.

 

What documentation do I need to get a loan?

What documentation do I need to get a loan?

To complete the application, you will need to upload the following PDF documents through the our platform:

  • Official identification of the legal representative (IFE both sides or passport)
  • Constitutive act of the company with the last statutes and powers of the legal representative
  • RFC of the company
  • The balance sheet for the last closed period and the annual income statement
  • Original PDF of bank account statements for the last 6 months

What are the interest rates and the costs of the loan?

There is no single interest rate, it will depend on the term and risk profile of your company (determined by our credit scoring).

The monthly interest rate starts at 2.08% per month.

We also charges a commission for opening 2%, which is deducted from your loan.

 

How long does it take to grant me a loan?

How long does it take to grant me a loan?

Once you fill out the application, We gives you an answer in up to 48 hours, and once the loan is accepted, the transfer is made on the first subsequent business day.

What are the advantages of loans?

Do not ask for guarantees and you do not have the need to move from your office and attend interviews where they ask for endless documentation.